>>> Choose Interest
- FREE Electronic Banking Package
- Includes Online Banking, Online Bill Payment, Estatements1, Mobile Banking, and Mobile Check Deposit.
- FREE Visa® Debit Card with CardValet2
- Only $25 Deposit To Open
- No Minimum Balance
- Unlimited Check Writing
- Earn Our Highest Checking Interest3
- When you meet these minimum statement cycle requirements:
- 16 Visa® Debit Card purchases that post and clear4
- One direct deposit that posts
- Receive your statements electronically (Estatements)
- Annual Percentage Yield is subject to change.
- ATM Fee Reimbursement5
- Use any ATM, anywhere and we’ll automatically pay you back for non-network ATM fees.
- Disappearing Fee
- Monthly fee of $3.95 gets reduced $0.25 for every debit card purchase. Make 16 or more purchases that post and clear during the statement cycle and the fee is eliminated!
- Paper statements are optional for $3.00 per month.
- Replacement card fee may apply. See bank for details.
- Lower APY applies to balances over $10,000 and when qualifications are not met. See Bank for details.
- ATM transactions do not count as Visa® Debit Card purchases.
- ATM fee reimbursement limited to $20 per cycle.
- The bank charges a fee of $30 for each overdraft. Overdrafts must be repaid within five business days. We do authorize and pay overdrafts for checks and other transactions made using your checking account number, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.