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Truth-In-Savings Disclosure

Regular Checking Account | NOW Account | Super NOW Account | Savings Account | Money Market Account | Certificates of Deposit

Regular Checking Account | Top of Page
  • No Minimum Deposit to open an account
  • Average Daily Balance to avoid monthly and per item service fees = $200.00
  • Monthly service fee = $2.00
  • Per item service fee = $0.15 will be charged for each debit transaction with the exception of ACH items
  • Average Daily Balance to avoid monthly service, per item service fee and supplemental postage fee = $2,500.00
  • Supplemental postage fee will be assessed when check and POS transactions exceed 21 per statement. This fee is based on current postage rates and is subject to change based on US Postal Service rates.
NOW Account | Top of Page
  • Internet Bearing Checking - Contact us for current rate information
  • Minimum Balance to Earn Interest = $500.00 minimum daily balance
  • No minimum deposit to open an account
  • Average daily balance to avoid monthly and per item service fees = $500.00
  • Monthly service fee = $4.00
  • Average daily balance to avoid monthly service fee and supplemental postage fees = $2,500.00
  • Supplemental postage fee will be assessed when check and POS transactions exceed 21 per statement. This fee is based on current postage rates and is subject to change based on US Postal Service rates.
Super NOW Account | Top of Page
  • Interest Bearing Checking - Contact us for current rate information
  • Minimum Balance to Earn Interest = $1,000.00 minimum daily balance
  • No Minimum Deposit to open an account
  • Minimum Daily Balance to avoid per item service fee and supplemental postage fee = $1,000.00
  • Per item service fee = $0.10 will be charged for each debit transaction with the exception of ACH items
  • Supplemental postage fee will be assessed when check and force pay transactions exceed 21 per monthly statement cycle. This fee is based on current postage rates and is subject to change based on US Postal Service rates
Savings Account | Top of Page
  • Interest Bearing Savings - Contact us for current rate information
  • No minimum balance required to earn interest
  • No minimum deposit required to open account
  • Transaction Limitations = Federal regulations limit some transactions to six transactions per month. Please contact us for additional information.
Money Market Account | Top of Page
  • Interest Bearing Money Market - Contact us for current rate information
  • Minimum Balance to Open Account = $1,000.00
  • Minimum Average Daily Balance to avoid fees - $2,500.00
  • Monthly Service Fee = $10.00
  • Minimum Daily Balance to earn interest = $2,500.00
  • Transaction Limitation = Federal regulation limit some transactions to six transactions per month. Please contact us for additional information.
Certificates of Deposit | Top of Page
  • Regular CD: Certificates of Deposit are available for terms from 6 months to 5 years. A $500 minimum is required for CDs. Contact us for current rates and additional terms.
  • Jump Up CD: You have the option to convert your existing rate to the current rate during the term of the CD. Contact us for current rates and additional terms.
Top of Page



You can now access your Farmers Bank of Lohman account from the comfort of home. When you sign up for our online banking program, you'll have instant access to account balances, transfers, loan rates, and much more. Call (573)782-4433 for more details.


Call (573) 782-4431 for account information.









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© 2011 Board of Trustees, Farmers Bank of Lohman
All Rights Reserved. Last Revised: 12 Dec 2011